Top 4 Questions To Ask Before Hiring A Public Adjuster

If you are fighting an insurance claim, then a public adjuster can help you get the settlement you deserve. That is because insurance companies want to pay as minimum as possible, as their primary aim is to make profits. So, having the right public adjuster by your side is crucial.

Before you hire a public adjuster, you need to ask them the right questions. This will help you understand whether they are the right fit for you. Here are all the questions you must ask before you decide to hire.

1. What Claims Have You Handled?

The first thing you need to ask the public adjuster is the type of claims they handle. That is because hiring them will be futile if they have no experience in handling claims like yours. Most of the time, you won’t need to ask this question, as such information is also available on their website.

However, if you want more clarification, then you can ask them this. If they haven’t handled many cases like yours, then they might not be the right fit for you.

2. How Long Have You Been Working For?

Experience is one of the most important things as a public adjuster because it allows for the attainment of more skills and information. If they are relatively new to the field and haven’t worked with cases like yours, then you might not benefit from them. If your case is tough, you will need a more experienced public adjuster by your side.

3. Are You Licensed In The State?

Research is one of the most important things before you hire a public adjuster. That is why this is a crucial question you need to ask. If they don’t have a license within your state, then they don’t have any legal grounds to help with your claim.

There are many public adjusters that are not certified or licensed within the state. That is why you must ask this question and request evidence. It will give you peace of mind knowing that you are not dealing with someone trying to scam you.

4. How Many Claims Are You Currently Handling?

Finally, you must ask the public adjuster how many claims they are handling at the moment. That is because you need a public adjuster to give your claim the attention it deserves. If they are handling too many claims, then it might be more challenging to get your work done from them.

Many people miss out on asking this question, but you shouldn’t. So, make sure that you have all the information you need to make the right decision.

Final Words

These are all the questions you need to ask a public adjuster before you decide to hire them. They should be honest and provide evidence where necessary so that you know they are authentic in what they do. Once you go through this process, you will have the best public adjuster that will help you get a fair settlement in no time.